My Roof Is Hit By A Big Branch

Oh and my husband went up on the roof with the claims adjuster and the 2 of them took the branch off the roof.

My roof is hit by a big branch.

First check your homeowner s insurance. Over time the sun s heat will cause the roof and shingles to expand making the nails pop out of place and thus increasing the risk of a leak. Read your policy carefully then check with your agent. Should tree branches hang over your roof.

You have to replace a few shingles. A large branch from the fir tree out back has snapped off and crashed through your roof taking out a window in the process. Gravity is the law that never changes. This will ensure your roof is protected from all the weather elements.

Better to cut it down and control when and where it falls than to pay the price when you least expect it. The roof was nearly 18 years old anyway and needed to be replaced. Because the roof is sloped make sure you layer the shingles from bottom to top overlapping the top set with the bottom. Limbs hanging over a home are a threat to the rooftop and the entire property.

Learn who is responsible for fallen trees and property damage. Mine paid for reroofing the whole side of my roof due to similar damage. As branches scrape against roof shingles on windy days they can strip off layers of asphalt. Also if you want to avoid likely increases in your homeowners insurance policy premiums consider simply bearing the cost or a part of it if the damage is minimal.

Sometimes it takes just one good storm to topple what was once a sturdy tree in your yard. As the rain pours in take a deep breath. Their leaves fall directly onto your roof or into the gutter which can lead to mold deterioration or leaks. If there s a branch hanging above your roof it s going to fall one day.

If you have homeowner s. I think that was unusual i can t imagine a claims adjuster doing that normally. It wasn t a very tall pitched roof so it was easy to get on and off. Second i had a choice of a guy who would do a repair of just the holes for 500 or the big repair as above for 3000.

Lean your ladder against the building at a 75 degree angle to the roof allowing at least 3 feet of ladder to be above the roof. Part of the problem is making the repair match. Branches can be putting your home in danger for more than one reason when they grow too close to your roof. Most state laws allow you to cut tree branches that are hanging over your property.

Whether your homeowners insurance policy includes coverage for fallen trees typically depends.